Business Owners Policy
At Brown Professional Insurers, a law firm can obtain a Business Owners Policy.
A (BOP) is a policy that combines protection from all major property and liability risks in one package.
Business interruption insurance, which covers the loss of income resulting from a main water line break or perhaps a fire that would disrupt the operation of the business. It may also include the extra costs of operating out of a temp location. BOP's also can cover Property insurance for buildings & contents owned by the company. Another major coverage feature is the Liability protection, which covers your company's legal responsibility for the harm it may cause to others.
As a reminder: The Business Owners Policy do not cover Legal Malpractice Insurance claims, Workers Comp, Health, disability or auto insurance, etc. The business needs to purchase a separate policy for these.